Terms of Service

Effective Date: January 1, 2026
Last Updated: January 1, 2026

Welcome to Finance Calculators India ("we," "our," or "us"). By accessing or using our website at financetoolspro.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with these Terms, please do not use our Site.

1. Acceptance of Terms

By accessing and using Finance Calculators India, you accept and agree to be bound by the terms and provision of this agreement. These Terms apply to all visitors, users, and others who access or use the Site.

2. Description of Services

Finance Calculators India provides free online financial calculators, including but not limited to:

  • EMI (Equated Monthly Installment) Calculator
  • In-Hand Salary Calculator
  • Income Tax Calculator

These calculators are provided for informational and educational purposes only. Results are estimates based on the information you provide and standard financial formulas.

3. Use of Services

3.1 Eligibility

You must be at least 18 years old to use our services. By using our Site, you represent and warrant that you meet this age requirement.

3.2 Permitted Use

You may use our calculators for personal, non-commercial purposes. You agree to use the Site only for lawful purposes and in accordance with these Terms.

3.3 Prohibited Activities

You agree NOT to:

  • Use the Site in any way that violates any applicable law or regulation
  • Attempt to gain unauthorized access to any portion of the Site or any systems or networks
  • Use any automated system, including "robots," "spiders," or "offline readers," to access the Site
  • Transmit any viruses, malware, or other malicious code
  • Impersonate or attempt to impersonate Finance Calculators India or any employee or representative
  • Copy, modify, or distribute any content from the Site without our prior written consent

4. Accuracy of Calculations

While we strive to provide accurate calculations using standard formulas and up-to-date tax laws, we make no warranties or guarantees about the accuracy, completeness, or reliability of the calculations provided by our tools.

Tax laws, interest rates, and financial regulations are subject to change. Users are responsible for verifying all calculations and consulting with qualified financial advisors before making any financial decisions.

5. No Financial Advice

The calculators and information provided on this Site are for general informational purposes only and do not constitute financial, investment, tax, or legal advice. We are not financial advisors, and the use of our calculators does not create an advisory relationship.

You should consult with qualified professionals (such as financial advisors, tax consultants, or attorneys) before making any financial decisions based on the calculations or information provided on our Site.

6. Intellectual Property Rights

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, and the design, selection, and arrangement thereof) are owned by Finance Calculators India and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any of the content without our express written permission.

7. Third-Party Links and Content

Our Site may contain links to third-party websites or services that are not owned or controlled by Finance Calculators India. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

8. Disclaimer of Warranties

THE SITE AND ALL CONTENT, MATERIALS, INFORMATION, AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that:

  • The Site will function uninterrupted, secure, or available at any particular time or location
  • Any errors or defects will be corrected
  • The Site is free of viruses or other harmful components
  • The results of using the Site will meet your requirements

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, FINANCE CALCULATORS INDIA SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

  • Your use or inability to use the Site
  • Any unauthorized access to or use of our servers
  • Any bugs, viruses, or other harmful code transmitted through the Site
  • Any errors or omissions in any content or calculations
  • Financial decisions made based on calculations from our Site

10. Indemnification

You agree to indemnify, defend, and hold harmless Finance Calculators India, its officers, directors, employees, agents, licensors, and suppliers from and against all losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from any violation of these Terms or any activity related to your use of the Site (including negligent or wrongful conduct).

11. Changes to Services

We reserve the right to modify, suspend, or discontinue any aspect of the Site at any time without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuance of the Site.

12. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.

We encourage you to review these Terms periodically to stay informed of any updates.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts located in India.

14. Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law.

15. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: support@financetoolspro.com
Website: financetoolspro.com

Acceptance

By using Finance Calculators India, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree, please discontinue use of our Site immediately.