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Main landing page with calculator overview
🧮 Financial Calculators
EMI Calculator
Calculate your monthly EMI for home loans, car loans, and personal loans
In-Hand Salary Calculator
Calculate your take-home salary from CTC with all deductions
Income Tax Calculator 2026
Compare old vs new tax regime for FY 2026-27
HRA Calculator
Calculate House Rent Allowance exemption for tax savings
SIP Calculator
Calculate mutual fund SIP returns with power of compounding
FD Calculator
Calculate fixed deposit maturity amount with compound interest
Gratuity Calculator
Calculate gratuity amount based on your salary and years of service
Capital Gains Tax Calculator
Calculate LTCG and STCG tax on stocks, mutual funds, and property
PPF Calculator
Calculate Public Provident Fund returns with tax-free compounding
NPS Calculator
Calculate National Pension System corpus with lump sum and annuity split
Mutual Fund Returns Calculator
Calculate lumpsum mutual fund returns with power of compounding
Rent Receipt Generator
Generate printable rent receipts for HRA tax exemption claims
📚 Educational Resources
How EMI Works
Complete guide to understanding EMI calculation and repayment
Salary Structure Guide
Understand all components of your salary package
Tax Saving Tips
Expert strategies to reduce your tax liability legally
Understanding HRA
Complete guide to HRA tax exemption and calculation rules
How SIP Works
Understanding systematic investment plans and power of compounding
How Gratuity Works
Complete guide to gratuity calculation, eligibility, and tax rules
How Capital Gains Works
Understanding LTCG, STCG, indexation, and capital gains tax exemptions
📰 Financial Guides & Articles
All Financial Guides
Browse all financial guides, articles, and expert advice
Union Budget 2026-27
Complete breakdown of Budget 2026-27 by Abhimanyu Jain
Car Loan EMI Strategies for First-Time Buyers
Smart strategies to save ₹2+ lakhs on your first car purchase by Atul Vyas
Understanding Salary Components
Complete breakdown of CTC to in-hand salary with optimization strategies by Tina Dey
Variable Pay vs Fixed Pay: What's Better?
Decision framework for evaluating salary offers by Tina Dey
How to Negotiate Salary for Maximum In-Hand Pay
Master salary negotiation with proven tactics by Tina Dey
Salary Restructuring for Tax Savings India 2026
Save ₹50K-1.5L annually with smart salary restructuring by Tina Dey
Smart Prepayment Strategies to Save on Interest
Save ₹10+ lakhs on loan interest with smart prepayment by Atul Vyas
Fixed vs Floating Interest Rates Explained
Save ₹3-5 lakhs by choosing the right interest rate by Shefali Garg
Home Loan vs Personal Loan: Which is Better?
Compare interest rates, tax benefits, and repayment strategies by Shefali Garg
SIP vs Lump Sum: Which Investment Strategy Works Better?
Same ₹12L: SIP creates ₹23L vs lump sum ₹37L in 10 years. Decision framework by Priya Sharma
How to Choose the Right Mutual Funds for Your Goals
7-parameter selection checklist, goal-based matching, direct vs regular plans by Priya Sharma
ELSS Funds: Save ₹46,800 Tax + Build Wealth at 12–15% CAGR
Best ELSS funds 2026, ELSS vs PPF vs NPS, SIP lock-in mechanics, and LTCG-free redemption strategies by Priya Sharma
PPF vs FD: Which Gives Better Returns After Tax?
₹1.5L/year for 15 years: PPF ₹40.68L tax-free vs FD ₹34.19L at 30% tax. Full bracket comparison by Rahul Mehta
NPS vs EPF: Which Retirement Fund Builds More Wealth?
₹10K/month for 30 years: NPS ₹2.17Cr vs EPF ₹1.54Cr. Annuity rules and 80CCD(1B) tax savings by Rahul Mehta
Old vs New Tax Regime India 2026: Complete Comparison
Which regime saves you more? Real calculations for ₹6L-30L incomes by Tanya Dagar
Section 80C Deductions: Beyond PPF and ELSS
Complete guide to 14 Section 80C options - Save up to ₹46,800 tax by Tanya Dagar
How to Claim Maximum HRA Exemption: Complete Guide
3-formula calculator, 5 real examples, metro vs non-metro rules by Tanya Dagar
Section 80D: Save ₹78,000 Tax with Health Insurance
Complete guide to health insurance deductions - Save up to ₹78,000 by Tanya Dagar
Salary Negotiation Guide
How to negotiate for maximum in-hand pay by Tina Dey
HRA Exemption When Paying Rent to Parents
Legal guide to save ₹50K+ tax annually with templates and documentation by Avantika Kaur
Metro vs Non-Metro HRA Rules
Complete guide to 50% vs 40% HRA exemption rates, city classifications, and relocation strategies by Avantika Gaur
HRA Guides - Section Index
All HRA guides: exemption calculation, rent to parents, and Section 80GG.
HRA Exemption Complete Guide India 2026
Three-condition formula, metro vs non-metro examples, Section 10(13A) explained
Paying Rent to Parents for HRA Exemption India 2026
Rules, rent agreement, bank transfer requirements and PAN disclosure for HRA via parents
Section 80GG Deduction India 2026 | Rent Claim Without HRA
Rent deduction for employees without HRA: max ₹5,000/month, Form 10BA, worked example
Fixed Deposit Guides - Section Index
All FD guides: laddering strategy, FD vs PPF vs debt funds, and how FD interest is calculated.
FD Laddering Strategy India 2026
Split one large FD into staggered maturities. ₹5 lakh worked example across 1–5 year FDs
FD vs PPF vs Debt Funds India 2026 | Which Wins?
After-tax returns at 30%, 20% and 5% tax brackets. Which safe investment wins for your slab?
How FD Interest Is Calculated in India 2026
Simple vs compound interest, quarterly compounding formula, TDS rules and real examples
PPF Guides - Section Index
All PPF guides: maximise returns, complete rules guide, and PPF vs EPF comparison.
How to Maximise PPF Returns India 2026
Deposit before the 5th, invest in April, extend in 5-year blocks. Maturity table included
PPF Complete Guide India 2026 | Rules, Withdrawal & Loans
7.1% rate, EEE tax, partial withdrawal from year 7, loan against PPF and extension rules
PPF vs EPF India 2026 | Which Is Better for Retirement?
PPF 7.1% vs EPF 8.25%: contribution rules, tax treatment, withdrawal and VPF comparison
NPS Guides - Section Index
All NPS guides: fund choice, tax benefits under 80CCD, and withdrawal rules.
NPS Fund Choice Guide India 2026 | Auto vs Active Mode
Asset classes E/G/C/A, age-based equity tapering and comparing all NPS fund managers
NPS Tax Benefits India 2026 | 80CCD(1), (1B) and (2) Guide
Save up to ₹78,000 tax: 80CCD(1) ₹1.5L, 80CCD(1B) extra ₹50K, employer 80CCD(2)
NPS Withdrawal Rules India 2026 | Exit & Premature Rules
60% tax-free lump sum at 60, 40% annuity mandatory. Premature exit 20/80 split explained
Capital Gains Guides - Section Index
All capital gains guides: equity and mutual funds, LTCG on property, and tax loss harvesting.
Capital Gains Tax on Equity & Mutual Funds India 2026
STCG 20%, LTCG 12.5% above ₹1.25 lakh. Debt at slab rates. SIP FIFO rules
LTCG on Property India 2026 | Real Estate Capital Gains Tax
12.5% without indexation. Pre-July 2024: 20% with indexation. Section 54 and 54EC exemptions
Tax Loss Harvesting India 2026 | Offset Capital Gains Tax
Set off losses against gains, 8-year carry forward. No wash sale rule. Equity and MF examples
Gratuity Guides - Section Index
All gratuity guides: calculation formula, eligibility rules, and tax exemption.
Gratuity Calculation Guide India 2026 | Formula & Limit
(15/26) × basic × years of service. ₹20 lakh ceiling, worked examples and rounding rules
Gratuity Eligibility India 2026 | 5-Year Rule & Exceptions
5 years continuous service required. Exceptions for death or disability. 30-day payment timeline
Gratuity Tax Exemption India 2026 | How Much is Tax-Free?
₹20 lakh exempt for private sector. Fully exempt for government employees. Calculation and examples
Mutual Fund Guides - Section Index
All mutual fund guides: index vs active funds, taxation guide, and when to redeem.
Index Funds vs Active Funds India 2026 | Cost & Performance
Expense ratio drag over 20 years, SPIVA large-cap data and when active funds still make sense
Mutual Fund Taxation India 2026 | Equity, Debt & Hybrid
Equity STCG 20%, LTCG 12.5% above ₹1.25 lakh. Debt at slab. Dividend TDS and IDCW explained
When to Redeem Mutual Funds India 2026 | Tax-Smart Guide
Goal-based exit, LTCG ₹1.25 lakh exemption, SWP income, exit load timing and SIP FIFO rules
🎯 Real-World Scenarios
All Scenarios
Browse all real-world calculation examples and scenarios
Salary Scenarios
Real-world examples of salary calculations and breakdowns
6 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹6 LPA CTC - ₹42,917/month
10 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹10 LPA CTC - ₹66,417/month
15 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹15 LPA CTC - ₹98,917/month
20 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹20 LPA CTC - ₹1,24,833/month
25 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹25 LPA CTC - ₹1,54,750/month
30 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹30 LPA CTC - ₹1,85,667/month
5 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹5 LPA CTC
7 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹7 LPA CTC
8 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹8 LPA CTC
9 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹9 LPA CTC
12 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹12 LPA CTC
18 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹18 LPA CTC
35 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹35 LPA CTC
40 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹40 LPA CTC
45 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹45 LPA CTC
50 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹50 LPA CTC
60 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹60 LPA CTC
75 LPA In-Hand Salary 2026
Take-home salary breakdown for ₹75 LPA CTC
1 Crore In-Hand Salary 2026
Take-home salary breakdown for ₹1 Crore (100 LPA) CTC
EMI & Loan Scenarios
Real-world home loan and EMI calculation examples
₹50 Lakh Home Loan EMI
Complete EMI calculation for ₹50 lakh home loan with examples
EMI with Prepayment Example
How prepayment reduces your loan burden with real examples
₹10 Lakh Home Loan EMI
Complete EMI calculation for ₹10 lakh home loan
₹15 Lakh Home Loan EMI
Complete EMI calculation for ₹15 lakh home loan
₹20 Lakh Home Loan EMI
Complete EMI calculation for ₹20 lakh home loan
₹25 Lakh Home Loan EMI
Complete EMI calculation for ₹25 lakh home loan
₹30 Lakh Home Loan EMI
Complete EMI calculation for ₹30 lakh home loan
₹35 Lakh Home Loan EMI
Complete EMI calculation for ₹35 lakh home loan
₹40 Lakh Home Loan EMI
Complete EMI calculation for ₹40 lakh home loan
₹60 Lakh Home Loan EMI
Complete EMI calculation for ₹60 lakh home loan
₹75 Lakh Home Loan EMI
Complete EMI calculation for ₹75 lakh home loan
₹80 Lakh Home Loan EMI
Complete EMI calculation for ₹80 lakh home loan
₹90 Lakh Home Loan EMI
Complete EMI calculation for ₹90 lakh home loan
₹1 Crore Home Loan EMI
Complete EMI calculation for ₹1 crore home loan
₹1.5 Crore Home Loan EMI
Complete EMI calculation for ₹1.5 crore home loan
₹2 Crore Home Loan EMI
Complete EMI calculation for ₹2 crore home loan
₹3 Lakh Car Loan EMI
Monthly EMI, tenure comparison, and interest breakdown for ₹3 lakh car loan at 9%
₹5 Lakh Car Loan EMI
Monthly EMI, tenure comparison, and interest breakdown for ₹5 lakh car loan at 9%
₹7 Lakh Car Loan EMI
Monthly EMI, tenure comparison, and interest breakdown for ₹7 lakh car loan at 9%
₹8 Lakh Car Loan EMI
Monthly EMI, tenure comparison, and interest breakdown for ₹8 lakh car loan at 9%
₹10 Lakh Car Loan EMI
Monthly EMI, tenure comparison, and interest breakdown for ₹10 lakh car loan at 9%
₹12 Lakh Car Loan EMI
Monthly EMI, tenure comparison, and interest breakdown for ₹12 lakh car loan at 9%
₹15 Lakh Car Loan EMI
Monthly EMI, tenure comparison, and interest breakdown for ₹15 lakh car loan at 9%
₹1 Lakh Personal Loan EMI
Monthly EMI, tenure and rate comparison for ₹1 lakh personal loan at 12%
₹2 Lakh Personal Loan EMI
Monthly EMI, tenure and rate comparison for ₹2 lakh personal loan at 12%
₹3 Lakh Personal Loan EMI
Monthly EMI, tenure and rate comparison for ₹3 lakh personal loan at 12%
₹5 Lakh Personal Loan EMI
Monthly EMI, tenure and rate comparison for ₹5 lakh personal loan at 12%
₹10 Lakh Personal Loan EMI
Monthly EMI, tenure and rate comparison for ₹10 lakh personal loan at 12%
Tax Scenarios
Real-world tax calculation examples and regime comparisons
Tax on 10 LPA Salary 2026
Old vs New Regime comparison - Save ₹7,800 with new regime
Tax on 12 LPA Salary 2026
Old vs New Regime comparison - Save ₹20,800 with new regime
Tax on 15 LPA Salary 2026
Old vs New Regime comparison - Save ₹28,600 with new regime
Tax on 20 LPA Salary 2026
Old vs New Regime comparison - Save ₹18,200 with new regime
Tax on 5 LPA Salary 2026
Old vs New Regime comparison for ₹5 LPA income
Tax on 6 LPA Salary 2026
Old vs New Regime comparison for ₹6 LPA income
Tax on 7 LPA Salary 2026
Old vs New Regime comparison for ₹7 LPA income
Tax on 8 LPA Salary 2026
Old vs New Regime comparison for ₹8 LPA income
Tax on 9 LPA Salary 2026
Old vs New Regime comparison for ₹9 LPA income
Tax on 18 LPA Salary 2026
Old vs New Regime comparison for ₹18 LPA income
Tax on 25 LPA Salary 2026
Old vs New Regime comparison for ₹25 LPA income
Tax on 30 LPA Salary 2026
Old vs New Regime comparison for ₹30 LPA income
Tax on 35 LPA Salary 2026
Old vs New Regime comparison for ₹35 LPA income
Tax on 40 LPA Salary 2026
Old vs New Regime comparison for ₹40 LPA income
Tax on 50 LPA Salary 2026
Old vs New Regime comparison for ₹50 LPA income
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Last Updated: March 27, 2026
This sitemap is updated regularly as we add new calculators and features.