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EMI Calculator
Calculate your monthly EMI for home loans, car loans, and personal loans. Get instant breakdown of principal and interest components.
Calculate EMI💼
In-Hand Salary Calculator
Find out your actual take-home salary from CTC. Understand deductions like PF, professional tax, and other components.
Calculate Salary📊
Income Tax Calculator 2026
Compare old vs new tax regime for FY 2026-27. Calculate your income tax liability and find which regime saves you more money.
Calculate Tax🏘️
HRA Calculator
Calculate your House Rent Allowance tax exemption. Find out how much HRA is exempt from income tax based on salary and rent paid.
Calculate HRA📈
SIP Calculator
Calculate your mutual fund SIP returns. See how monthly investments grow with the power of compounding over time.
Calculate SIP Returns🏦
FD Calculator
Calculate Fixed Deposit maturity amount and interest. Compare different compounding frequencies and maximize FD returns.
Calculate FD Returns🎁
Gratuity Calculator
Calculate your gratuity amount based on last drawn salary and years of service. Understand eligibility and tax implications.
Calculate Gratuity💹
Capital Gains Tax Calculator
Calculate tax on sale of stocks, property, mutual funds, and gold. Understand STCG, LTCG, and indexation benefits.
Calculate Capital Gains🏦
PPF Calculator
Calculate Public Provident Fund maturity amount with tax-free compounding. Plan your 15-year PPF investment for maximum returns.
Calculate PPF Returns👴
NPS Calculator
Calculate your National Pension System corpus at retirement. See lump sum and annuity split with extra Section 80CCD(1B) tax benefits.
Calculate NPS Returns📈
Mutual Fund Calculator
Calculate lumpsum mutual fund returns with power of compounding. See how your one-time investment grows over time.
Calculate MF Returns🧾
Rent Receipt Generator
Generate printable rent receipts for HRA tax exemption. Free tool with landlord PAN compliance and monthly receipt generation.
Generate ReceiptsPopular Salary & Tax Scenarios
See real-world take-home salary breakdowns and tax calculations for different CTC levels:
Salary Scenarios
Tax Scenarios
About Our Financial Calculators
Finance Tools Pro provides free, accurate, and easy-to-use online calculators to help Indians make informed financial decisions. Our tools are designed keeping Indian financial regulations, tax laws, and salary structures in mind.
Why Use Our Calculators?
- 100% Free: No registration, no hidden charges
- Instant Results: Get calculations in real-time
- Mobile Friendly: Use on any device, anywhere
- Privacy First: We don't store your financial data
- India-Specific: Tailored for Indian tax laws and salary structures
- Updated for 2026: Latest tax slabs and regulations
Who Can Benefit?
Our calculators are perfect for:
- Home buyers planning to take a home loan
- Job seekers evaluating salary offers
- Salaried professionals planning tax investments
- Freelancers and business owners estimating tax liability
- Financial advisors helping clients with planning
What's Your Actual Take-Home Salary?
Enter your CTC and see exact in-hand salary after PF, tax & all deductions
How to Use Our Calculators
EMI Calculator
Enter your loan amount, interest rate, and loan tenure to instantly calculate your monthly EMI, total interest payable, and total payment amount. The calculator uses the standard EMI formula used by all banks in India.
In-Hand Salary Calculator
Input your CTC (Cost to Company) to find your actual in-hand salary. The calculator automatically calculates PF deductions, professional tax, and other standard deductions applicable in India.
Income Tax Calculator
Enter your annual income to compare tax liability under both old and new tax regimes. The calculator shows you which regime is more beneficial for your income level.
HRA Calculator
Calculate your House Rent Allowance exemption by entering your basic salary, HRA received, rent paid, and city type. The calculator automatically computes the minimum of three conditions as per Income Tax rules to show your tax-exempt HRA amount.
SIP Calculator
Enter your monthly investment amount, expected annual return rate, and investment duration to calculate your SIP maturity value. The calculator shows total invested amount, estimated returns, and final corpus using compound interest formula.
FD Calculator
Enter your deposit amount, interest rate, tenure, and compounding frequency to calculate Fixed Deposit maturity amount. The calculator shows principal, interest earned, and total maturity value using compound interest formula for accurate FD returns.
Gratuity Calculator
Enter your last drawn salary and years of service to calculate your gratuity amount. The calculator applies the standard formula (15 days salary x years of service ÷ 26) and shows tax implications for amounts above ₹20 lakh.
Capital Gains Tax Calculator
Select the asset type (stocks, property, mutual funds, gold), enter purchase and sale details, and calculate your short-term or long-term capital gains tax. The calculator applies the correct tax rates including indexation benefits for LTCG.
PPF Calculator
Enter your annual PPF contribution to calculate the maturity amount after 15 years. The calculator uses the current PPF interest rate with annual compounding and shows year-by-year growth of your tax-free corpus.
NPS Calculator
Enter your monthly NPS contribution, expected return rate, and retirement age to see your estimated pension corpus. The calculator shows lump sum withdrawal (60%) and annuity split (40%) with Section 80CCD(1B) tax benefits.
Mutual Fund Calculator
Enter your lumpsum investment amount, expected annual return rate, and investment period to calculate maturity value. The calculator shows total invested amount, estimated returns, and final corpus with the power of compounding.
Rent Receipt Generator
Enter your rent amount, landlord details, and tenancy period to generate printable rent receipts for HRA tax exemption. The tool generates month-wise receipts with landlord PAN compliance for submission to your employer.