Updated for FY 2026-27

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Free EMI, salary, tax & investment calculators built for India. No signup. No ads in results. Just instant, accurate numbers.

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12 free calculators No signup Built for Indian tax rules

Quick EMI Calculator

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Loan amount ₹50,00,000
Interest rate 8.5%
Tenure 20 yrs
Monthly EMI
₹43,391
Total interest: ₹54,13,897
Open full EMI calculator →
Updated for FY 2026-27 12 free calculators No signup No ads in results Indian tax rules
All calculators

Pick a calculator. Get an answer in seconds.

Every tool is free, runs in your browser, and follows current Indian tax & banking rules.

EMI Calculator

Monthly EMI for home, car & personal loans with a full principal-vs-interest breakdown.

Calculate EMI

In-Hand Salary Calculator

Convert your CTC into actual take-home pay after PF, professional tax, and standard deductions.

Calculate salary

Income Tax Calculator 2026

Compare old vs new tax regime for FY 2026-27 and see which one saves you more.

Compare regimes

HRA Calculator

Find the tax-exempt portion of your House Rent Allowance based on salary and rent paid.

Calculate HRA

SIP Calculator

Project your mutual fund SIP returns and watch the power of compounding play out over time.

Calculate SIP

FD Calculator

Fixed Deposit maturity and interest across different compounding frequencies.

Calculate FD

Gratuity Calculator

Estimate gratuity from last drawn salary and years of service, with tax implications.

Calculate gratuity

Capital Gains Tax

Tax on stocks, property, mutual funds & gold - STCG, LTCG, and indexation benefits.

Calculate capital gains

PPF Calculator

15-year PPF maturity with tax-free compounding and a year-by-year growth schedule.

Calculate PPF

NPS Calculator

Retirement corpus with the 60/40 lump-sum/annuity split and Section 80CCD(1B) benefits.

Calculate NPS

Mutual Fund Calculator

Lumpsum mutual fund returns over any horizon, with full breakdown of returns vs invested.

Calculate MF

Rent Receipt Generator

Printable rent receipts for HRA exemption, with landlord PAN compliance built in.

Generate receipts
Real-world examples

Popular salary, tax & loan scenarios

See actual numbers for common Indian CTC, tax, and loan situations.

Salary

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EMI

About our financial calculators

Finance Tools Pro provides free, accurate, easy-to-use online calculators to help Indians make better financial decisions. Every tool is designed around Indian tax laws, salary structures, and banking rules.

Who can benefit

  • Home buyers planning a home loan
  • Job seekers evaluating salary offers
  • Salaried professionals planning tax investments
  • Freelancers and business owners estimating tax
  • Financial advisors working with clients

Why use these calculators?

  • 100% free. No registration, no hidden charges.
  • Instant results. Calculations update as you type.
  • Mobile friendly. Works smoothly on any device.
  • Privacy first. We don't store your financial data.
  • India-specific. Built around the latest tax slabs and regulations.
  • Updated for 2026. Reflects the current financial year's rules.

What's your actual take-home salary?

Enter your CTC and see exact in-hand salary after PF, tax & all deductions.

Calculate salary Compare tax regimes
Disclaimer: These calculators are provided for estimation purposes only. Actual EMI, salary, and tax calculations may vary based on bank policies, employer's salary structure, and individual tax situations. Please consult with financial advisors or chartered accountants for precise calculations.